Although Japan is becoming increasingly cashless, cash is still widely used in many restaurants, temples, small shops, and local attractions. Knowing where and how to withdraw money can make your trip much easier.
This guide explains how to use ATMs in Japan and where international travelers can withdraw cash safely and conveniently.
Can Foreign Cards Be Used in Japan?
Yes. Most international debit cards and credit cards can be used at selected ATMs throughout Japan.
Cards with the following logos are usually accepted:
- Visa
- Mastercard
- American Express
- JCB
- UnionPay
- Cirrus
- Maestro
- PLUS
However, not all ATMs accept foreign cards, so it is important to use the right ones.
Best Places to Withdraw Cash
1. 7-Eleven ATMs (Recommended)
7-Eleven ATMs are generally considered the easiest option for international travelers.
Why We Recommend Them
- Available 24 hours at most locations
- English-language menu available
- Widely available throughout Japan
- Accepts most international cards
You can find 7-Eleven stores in airports, train stations, and major tourist areas.
2. Japan Post Bank ATMs
Japan Post Bank ATMs also accept many foreign-issued cards.
Advantages
- Available nationwide
- English-language support
- Reliable service
These ATMs are commonly found inside post offices.
3. FamilyMart and Lawson ATMs
Many FamilyMart and Lawson convenience stores also have ATMs that accept international cards.
Advantages
- Convenient locations
- Available in most cities
- English menu available
Always check the ATM screen for accepted card networks.
Step-by-Step: How to Withdraw Cash
- Insert your card.
- Select your preferred language (English is available on most ATMs).
- Choose “Withdrawal” or “Cash Withdrawal.”
- Select your account type if prompted.
- Enter the amount you wish to withdraw.
- Confirm the transaction.
- Collect your cash, card, and receipt.
Always remember to take your card before leaving.
How Much Cash Should You Carry?
Japan is generally very safe, but carrying excessive amounts of cash is not recommended.
For most travelers, carrying around:
- ¥10,000–¥20,000 for daily sightseeing
- Additional cash for transportation and smaller shops
is usually sufficient.
ATM Fees
Fees vary depending on:
- Your bank
- Your card issuer
- The ATM operator
Before traveling, check with your bank regarding:
- International withdrawal fees
- Currency conversion fees
- Daily withdrawal limits
Should You Choose Local Currency or Home Currency?
Some ATMs may ask whether you want to be charged in:
- Japanese Yen (JPY)
- Your home currency
In most cases, choosing Japanese Yen (JPY) provides a better exchange rate.
Tips for Travelers
Inform Your Bank Before Traveling
Some banks may block overseas transactions if they appear unusual.
Carry More Than One Card
Having a backup card can be extremely helpful if one card is lost, damaged, or declined.
Keep Some Cash Available
While major hotels and department stores accept cards, some smaller restaurants and local shops may only accept cash.
Our Recommendation
For most visitors, 7-Eleven ATMs are the easiest and most reliable option. They are available throughout Japan, support English, and accept a wide range of international cards.
Before your trip, make sure your card works internationally and carry a backup payment method for peace of mind.
