How to Exchange Money in Japan (2026 Guide for Tourists)

Japan is becoming increasingly cashless, but many small restaurants, local shops, temples, and rural destinations still prefer cash. Having some Japanese yen on hand can make your trip much smoother.

In this guide, we’ll explain the easiest ways to get Japanese yen during your visit.

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1. Withdraw Cash from an ATM (Recommended)

For most travelers, withdrawing cash from an ATM is the easiest and most cost-effective option.

The best ATMs for international visitors are:

  • 7-Eleven (Seven Bank ATM)
  • FamilyMart
  • Japan Post Bank

Most Visa, Mastercard, American Express, and UnionPay cards are accepted.

Why We Recommend ATMs

  • Better exchange rates than most exchange counters
  • Convenient locations throughout Japan
  • Available at airports, train stations, and convenience stores
  • No need to carry large amounts of foreign currency

2. Exchange Money at the Airport

Narita Airport and Haneda Airport both have currency exchange counters.

This option is convenient if you’d like some cash immediately after arriving in Japan.

However, airport exchange rates are often less favorable than ATM withdrawals.

Tip

Exchange only a small amount at the airport and withdraw additional cash later if needed.

3. Exchange Money in the City

You can also find currency exchange shops in major tourist areas such as:

  • Shinjuku
  • Shibuya
  • Ginza
  • Ueno

Some city exchange shops offer competitive rates, but comparing rates beforehand is recommended.

How Much Cash Should You Carry?

The amount depends on your travel style, but here is a general guide:

Length of StayRecommended Cash
3–5 Days¥10,000–20,000
1 Week¥20,000–40,000
2 Weeks+Based on your itinerary

You can easily withdraw more cash during your trip if necessary.

Can I Use Credit Cards in Japan?

Yes. Credit cards are widely accepted at:

  • Hotels
  • Department stores
  • Convenience stores
  • Major restaurants
  • Train stations

However, some smaller businesses may still accept cash only.

It’s always a good idea to carry some Japanese yen with you.

Should I Exchange Money Before Coming to Japan?

Not necessarily.

Most visitors find it easier to withdraw Japanese yen after arriving in Japan. ATMs are easy to find and often provide better exchange rates than currency exchange services in your home country.

Final Recommendation

For most travelers, using a debit card to withdraw cash from a 7-Eleven ATM is the simplest and most economical option.

We recommend carrying a mix of cash and credit cards so you’ll be prepared wherever your travels take you.

Travel Tip

Many restaurants, shops, and attractions in Tokyo accept credit cards, but cash is still useful for small purchases, local eateries, temples, and rural destinations.

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